The Insurance Offerings Your Team Deserves

Senior Products

Every year, Medicare’s open enrollment period is October 15- December 7. This is your opportunity to review your Medicare Supplement and Prescription Drug Plan to make sure you have the best coverage available. During the Annual Enrollment Period you may make changes to become effective for the following year.

 

Products We Offer

Medicare Supplements
Because original Medicare coverage has limitations, many people purchase supplemental insurance policies that are specifically designed to cover some of the gaps. These supplemental insurance policies, called “Medigap” or sometimes referred to “Medicare Supplement” policies, are sold by private health insurance companies, not the federal government.

 

Dental, Vision and Hearing Plans
Typically these types of routine services are not covered by Medicare or Medicare Supplements. Teeth, eyesight, and hearing are vital to your quality of life. Unexpected problems can be painful, inconvenient, and expensive. We offer affordable options to cover these valuable assets. Our plans are inexpensive and are considered open access, not tied to a specific network, so you can choose any provider you want to see.

 

Life Insurance and Final Expense Life Insurance
Life insurance can provide financial security for your family after you’re gone. Even if your children are out of the nest, having life insurance can provide for a spouse or grandchildren, help with medical bills, or other outstanding costs and debts. This security allows you to leave your family unburdened after your death.

Whether you are searching for life insurance for an elderly parent or yourself, it pays to learn about life insurance for senior citizens so you can make the most informed decision about coverage. There are several types of life insurance products on the market, each with its own advantages and disadvantages. We’re here to answer your questions and provide competitive products and pricing to meet your needs.

 

 

Prescription Drug Plans
Medicare Part D, also called the Medicare Prescription Drug Benefit, is a federal program to subsidize the costs of prescription drugs for Medicare beneficiaries in the United States. Regular Medicare and traditional supplements do not cover prescription drugs. We can explain how a Medicare Prescription Drug works and the cost of monthly premiums, for your consideration.

 

Long Term Care
Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and supports, including personal and custodial care in a variety of settings such as your home, a community organization, or other facility.
Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating. You can select a range of care options and benefits that allow you to get the services you need, where you need them. For more definitions on Long Term Care click here.

 

 

Request Senior Products Quote

To get a free, no-obligation quote on our senior product offerings, simply fill out our quote request form. We’d love to show you all of your options.

Have Questions? Ask Away!